Jennifer Stutesman Yarsulik
Broker’s Corner


HOME BUYERS – How to Avoid Paying Too Much

Tip No.2  Shop for a mortgage before you shop for a home.

Getting a loan preapproval is the smart way to shop for a home. It tells sellers that you’re a serious prospect, and you know in advance the maximum mortgage you can afford.  Make sure you get a commitment in writing.   I’ve seen many buyers make the mistake of learning what they qualify for but not getting that preapproval in writing.

The good news is that it’s easier than ever to qualify for a home loan. Lenders have modified qualification rules and created programs designed to help people even if they have problems in their credit or employment histories.  Many programs call for dramatically reduced down payments- the biggest obstacle for first-time home buyers in particular.

Let Stutesman’s Action Realty assist you with buying your new home. Call us today 417-667-8400 or